Hey Katie 👋 your plan for this afternoon
Still on: no more sessions
Free to work: 12:23 pm–5:00 pm (lighter) · 8:00 pm–10:00 pm
Priorities: Upload last week's bank statement, Check in with Alyssa — trial follow-up, Upload last week's bank statement
Day with the kids — keep it light, I'll still flag the important bits.
12:23 PM
Sunday 20 September
☀️ 14°C

Finance

Invoices — drafted automatically from bookings, editable here
● Xero: Kate Pickering

💰 Money — September

$10,520
Paid this month
$7,874
Awaiting payment
$4,195
To invoice (drafts)
$6,816
Next block (24 saying yes)
Billed this month — Term $4,262 · Casual $35 · PT $1,135. “Awaiting payment” & “to invoice” are all-time.
💸 Pay yourself ≈ $1,690 / week
Set aside $535/wk for tax (~24%)
How this works ▾
Income from current bookings: $2,467/wk (classes $2,096 + PT/casual $371)
− business costs: $242/wk (only counts expenses imported + categorised from your bank — if rent/subscriptions aren't in there, your real take-home is lower. Import statements below to sharpen this.)
= profit $2,224/wk → tax set-aside $535 → take home ≈ $1,690/wk
A weekly average that smooths your 6–8-weekly and monthly invoicing — so a block payment should last if you draw ~$1,690/week. Put $2,138/month aside for tax (~$27,800/yr on ~$115,663 profit).
Rough guide from your own numbers — not financial advice. Confirm your tax rate with your accountant (you can pin it in config).

Bank & bookkeeping

Upload your CBA CSV — income auto-matches to invoices, expenses auto-categorise.
This financial year (FY26/27)
Income
$15,262.75
Expenses
$3,115.48
Net
$12,147.27
Rent: $1,666.77Subscriptions: $701.97Advertising: $229.26Uncategorised: $206.50Equipment: $200.00Other: $106.00Bank fees: $4.98
Owner drawings (personal — not a business expense): $8,761.54
Needs a quick look (3)
Set a category on any you want (leave the rest on “— leave for now —”), then hit Save all. Each one is remembered so the same transaction auto-sorts next time — untick “remember” only for a one-off you don’t want learned.
11 Aug KMART 1009 NEW TOWN AU Card xx6015 Value Date: 07/08/2026 −$121.75
1 Aug KMART 1009 NEW TOWN AU Card xx6015 Value Date: 30/07/2026 −$84.75
20 Jul Transfer from xx6050 CommBank app +$1,200.00
Recent reconciled (40)
16 Aug Fast Transfer From BRITTANY OLSEN Britt Olsen Britt Olsen Income +$120.00
16 Aug Fast Transfer From MISS RACHEL MAREE MIR CREDIT TO ACCOUNT Rachel Mirk Income +$240.00
14 Aug Fast Transfer From MISS EMILY CLAIRE KOU Emily Psaila 0242 Emily psaila 0242 Income +$120.00
14 Aug Fast Transfer From M J COCKER PT - Matt Cocker Income +$135.00
14 Aug Transfer to xx6050 CommBank app Owner A Drawings −$200.00
13 Aug Transfer to xx6050 CommBank app Owner A Drawings −$308.00
12 Aug Fast Transfer From NATASHA JEANETTE MORG Natasha Morgan Natasha Morgan Income +$100.00
12 Aug Fast Transfer From XIAOYAN WU Scarlett Wu 10 weeks training Income +$300.00
11 Aug POLAR* ACT-SOFTWARE-SO POLAR.SH CA US Card xx6015 USD 20.90 Value Date: 07/08/2026 Subscriptions −$29.77
11 Aug International Transaction Fee Value Date: 07/08/2026 Bank fees −$1.04
10 Aug Fast Transfer From ISABEL HOYSTED Isabel Hoysted 0248 Income +$120.00
10 Aug Fast Transfer From EMILY NAGEL Bill Emily nagel Income +$270.00
10 Aug Fast Transfer From LEILA SHAHTAHMASEBI Leila Income +$80.00
10 Aug Transfer to xx6050 CommBank app Owner A Drawings −$200.00
10 Aug Transfer to xx6050 CommBank app Value Date: 11/08/2026 Owner A Drawings −$600.00
9 Aug Fast Transfer From MISS TEAGAN LOUISE WI CREDIT TO ACCOUNT INV-0236/INV-0036 Income +$240.00
9 Aug BAXTER'S IGA L0081 SNUG TAS AU Owner A Drawings −$86.19
8 Aug STARTUP PLAN TYRRELSTOWN IE Card xx6015 USD 17.00 Value Date: 06/08/2026 Subscriptions −$24.18
8 Aug International Transaction Fee Value Date: 05/08/2026 Bank fees −$0.85
8 Aug WOOLWORTHS/FREEMAN ST KINGSTON AU Card xx6015 Value Date: 06/08/2026 Owner A Drawings −$209.03
7 Aug Transfer to xx6050 CommBank app Owner A Drawings −$200.00
6 Aug Fast Transfer From SARAH O'REGAN Strong Starts Income +$120.00
6 Aug Fast Transfer From BROADRIBB KIRK JAMES Sally Broadribb Income +$200.00
6 Aug Fast Transfer From BIANCA CATHRO Bianca Cathro Income +$120.00
6 Aug Fast Transfer From REBECCA CARTHY Bec Carthy Income +$60.00
6 Aug Fast Transfer From MARY MACKAY Mary Mackay 4 week term booking Income +$200.00
6 Aug CORNELIAN BAY BOATHOUSE NEW TOWN TAS AU Owner A Drawings −$42.50
6 Aug Transfer to xx6050 CommBank app Owner A Drawings −$200.00
6 Aug Fast Transfer From Mrs Georgia Camille A Georgia Allen Georgia Allen Income +$120.00
6 Aug Fast Transfer From Ms Emily Lois Lawrenc INV-6394 Income +$240.00
6 Aug Fast Transfer From LEAH MCCRAE 0257- Bec Carthy gift _ Income +$240.00
5 Aug Fast Transfer From KIMBERLEY FREEMAN Strong Starts Kimberley Freeman Income +$60.00
5 Aug Fast Transfer From MISS ELLENA JEAN MUND Pay someone Ellena Turner Income +$240.00
5 Aug Fast Transfer From REBECCA BRADSHAW Beccy Bradshaw Beccy gym classes Income +$160.00
5 Aug Fast Transfer From Welch T Inv241 CREDIT TO ACCOUNT Katie Inv 241 Income +$450.00
4 Aug Fast Transfer From Ms Jenene Elizabeth O Jenene pt Jenene pt Income +$630.00
4 Aug Fast Transfer From DR ANNAMARIE KRISTEN CREDIT TO ACCOUNT INV-0238 stam Income +$210.00
4 Aug Fast Transfer From Mrs Grace Catherine B Grace Grace Income +$150.00
4 Aug Fast Transfer From ANGELA ALLEN 244 angela allen Income +$240.00
4 Aug Fast Transfer From KATE DUNFORD Katie Dunford Income +$70.00

PT sessions to invoice

Anna Stam · 4 sessions (29 Jul–16 Sep)
Britt Olsen · 2 sessions (19 Aug–26 Aug)
Emily Nagel · 1 session (22 Jul)
Jenene Oates · 14 sessions (3 Aug–16 Sep) 1 late cancel
Matt Cocker · 2 sessions (23 Aug–14 Sep)
Tanya Welch · 3 sessions (2 Sep–16 Sep)
Tip: bill these together monthly. (When Xero's connected this becomes one click per client.)
Draft
$4,195.00
Sent (awaiting)
$7,874.00
Paid
$24,850.00
INV-0213 Nancy Steward Term $240.00 Draft
EYP · Installment 1 of 2 · weeks 1–6 · 1 class/wk: Empower Your Pregnancy Sun
Created 18 Sep 2026
INV-0210 Kayte Roberts Term $425.00 Draft
PP · 6-week term · 3 classes/week: Tue 10:30 am · Postpartum Power (Kingston) (from 22 Sep), Wed 2:30 pm · Postpartum Power (Kingston) (from 16 Sep), Thu 10:30 am · Postpartum Power (Kingston) (from 17 Sep)
Created 16 Sep 2026
INV-0177 Britt Olsen Pt $100.00 Draft
PT 1:1 — August 2026 · 1 session @ $100: 26 Aug
Created 5 Sep 2026
INV-0098 Fiona Chan Term $200.00 Draft
EYP · Installment 2 of 2 · weeks 7–11 · Sun 10:00 am · Empower Your Pregnancy (Kingston) (from 23 Aug)
Created 17 Aug 2026
INV-0096 Jenene Oates Pt $720.00 Draft
PT 1:1 — August 2026 · 8 sessions @ $90: 3 Aug, 5 Aug, 10 Aug, 17 Aug, 19 Aug, 24 Aug, 26 Aug, 31 Aug
Created 17 Aug 2026
INV-0095 Madeleine Term $240.00 Draft
EYP · Installment 2 of 2 · weeks 7–12 · Tue 6:30 pm · Empower Your Pregnancy (Hobart) (from 18 Aug)
Created 13 Aug 2026
INV-0079 Jenene Oates Pt $270.00 Paid
PT 1:1 — August 2026 · 3 sessions @ $90: 3 Aug, 5 Aug, 10 Aug
Created 3 Aug 2026

📅 Scheduled — send closer to due

held until ~1 week before the due date (e.g. the 2nd EYP installment)
INV-0164 Anna Stam · $360.00 PT 1:1 — September 2026 · 3 sessions @ $120: 2 Sep, 9 Sep, 16 Sep due 30 Sep
ready ~23 Sep
INV-0165 Jenene Oates · $450.00 PT 1:1 — September 2026 · 5 sessions @ $90: 2 Sep, 7 Sep, 9 Sep, 14 Sep, 16 Sep due 30 Sep
ready ~23 Sep
INV-0166 Leili · $35.00 Casual classes — September 2026 · 1 class @ $35: 6 Sep due 30 Sep
ready ~23 Sep
INV-0185 Tanya Welch · $180.00 PT 1:1 — September 2026 · 2 sessions @ $90: 7 Sep, 16 Sep due 30 Sep
ready ~23 Sep
INV-0204 Matt Cocker · $45.00 PT 1:1 — September 2026 · 1 session @ $45: 14 Sep due 30 Sep
ready ~23 Sep
INV-0183 Leili · $240.00 EYP · Installment 2 of 2 · weeks 7–12 · 1 class/wk: Empower Your Pregnancy Tue due 13 Oct
ready ~6 Oct
INV-0189 Serena Tann · $240.00 EYP · Installment 2 of 2 · weeks 7–12 · 1 class/wk: Empower Your Pregnancy Sun due 18 Oct
ready ~11 Oct
INV-0195 Kate Spencer · $240.00 EYP · Installment 2 of 2 · weeks 7–12 · 1 class/wk: Empower Your Pregnancy Sun due 18 Oct
ready ~11 Oct
INV-0176 Elyshia Wignell · $240.00 EYP · Installment 2 of 2 · weeks 7–12 · 1 class/wk: Empower Your Pregnancy Tue due 20 Oct
ready ~13 Oct
INV-0214 Nancy Steward · $240.00 EYP · Installment 2 of 2 · weeks 7–12 · 1 class/wk: Empower Your Pregnancy Sun due 25 Oct
ready ~18 Oct